Execution Line Calculator

ALICE Line stress test

Tolerance is not a number, but a distance

What this tool does

Using city living costs plus your income/expenses/assets, we estimate how many months of buffer you have from the “ALICE line”. It is a practical risk reference, not a forecast.

Step 1
Pick a city

City cost of living changes the baseline.

Step 2
Enter your numbers

Income, expenses, and liquid assets.

Step 3
See buffer distance

Result is shown in “months”.

Methodology (simplified)

We use the city ALICE line baseline. Minimum reserve defaults to ALICE × 3 months, then translate the gap into buffer months.

Formula: Distance (months) = (assets - minimum reserve) / monthly expenses

What you get

  • Buffer distance (months)
  • Risk tier with explanation
  • Actionable optimization suggestions
Disclaimer: For general financial education only; not investment/insurance/tax/legal advice.
Read the guidesLearn ALICE lineALICE practical guide
Why it matters

Turn abstract risk into actionable distance

The buffer distance lets you stress‑test decisions like job changes, relocation, pay cuts, or starting a business.

Input Data

Single

Supports 1–20 members; for >4, the ALICE line is estimated linearly.