Terms & Disclaimer

Last updated: 2026-02-21

1. For reference only

The results and suggestions on this site are for personal stress testing and reference only. They are not financial, investment, tax, or legal advice.

2. Metric definitions

  • “ALICE line” on this site is a practical baseline tied to city living costs for calculation and visualization; it is not an official institutional metric.
  • City cost-of-living data may be estimated or outdated and cannot represent everyone’s real lifestyle.

3. Your responsibility

  • You are responsible for your decisions and the risks of using this tool.
  • Please ensure your inputs are accurate and understand the meaning and limitations of the results.

4. Availability & changes

We may update features, copy, and calculation logic at any time. Material changes will be reflected by the "last updated" date.

5. Billing, refunds & disputes

This site may offer paid upgrades (e.g., Pro reports). Payments are typically processed by a third-party payment platform.

For refund requests or billing questions, please contact us first and we will assist you via the payment platform’s process (including refunds and disputes/chargebacks).

Note: refunds for digital goods/unlocks may be limited once delivered and used; outcomes depend on the case and the payment platform’s rules.